Peoples Community Bank was founded in 1913, and is steeped in the rich history of the Northern Neck and Ferry Farm area.  Now, with 6 branch locations, we serve customers from the Northern Neck to the Route 3 corridor from Montross to Ferry Farm in Fredericksburg.  We continue our 100% commitment to our customers, shareholders and the community.  Peoples Community Bank is conservative in its management and prides itself on personal service, integrity and the financial well-being of its customers.  In addition to our extended lobby and drive-thru hours at our branches, we now offer free on-line banking with bill-pay, giving you secure access to your accounts 24-7-365 days a year!  Our real-time ATMS also give you round-the clock access to your funds. 

Peoples Community Bank is FDIC insured, and has been awarded a 5-Star Superior Rating from Bauer Financial, Inc, the nations leading independent bank rating and research firm for 29 consecutive quarters.  The 5-Star rating is based on the overall financial picture of the bank and indicates that Peoples Community Bank is one of the strongest banks in the nation.  

George R. Sisson, III - Chairman of the Board of Directors

In an area so rich in history, Peoples Community Bank is proud of its own history which includes almost 100 years of service to our area.  Peoples Community Bank remains a locally owned bank where decisions are made by local people that are familiar with the needs of our community.  We are committed to personal service, where you talk to a person and not a machine.  We have an outstanding group of employees working hard to make Peoples Community Bank a better bank.  As members of your communities they understand the customers and their banking requirements.

Our Board of Directors is made up of a diversified group of business people from all areas we serve.  This provides us insight into the needs of our customers.  It also allows us the opportunity to respond quickly to their loan requests.  We realize how important it is to the customer for a rapid response to a personal or business loan.

Our primary goal is to provide a strong bank for our customers and a solid investment for our stockholders.  I invite you to stop by one of our offices and ask how Peoples Community Bank can serve your banking needs.

Robert K. Bailey, III - President and Chief Executive Officer

Throughout the world, people just like you and me have been focused on the economic turmoil that has infiltrated our financial markets.  From Wall Street to Main Street, the effects of the economic downturn have been felt by nearly everyone.  Since 1913, Peoples Community Bank has stood strong, through some of our economy's best and worst times.  Today, we still stand strong and are here to serve you, our valued customer.  We have earned a 5-Star Superior Rating from Bauer Financial, Inc which indicates that Peoples Community Bank is one of the strongest banks in our nation.  We have six branches located in Ferry Farm (Fredericksburg), King George, Oak Grove, Montross, Warsaw, and our newest location in Dahlgren - all of which offer extended lobby and drive up hours for your convenience.  Our ATMs and on-line banking give you access to your accounts 24 hours a day, 365 days a year.  Our knowledgeable staff, comprised of neighbors from your community that understand your needs, will strive to provide you with an individually tailored solution.  We offer competitive rates on CDs, IRAs, business and personal checking as well as savings accounts.  Our loan officers are eager to help you fulfill your needs and your dreams with personal, business, auto and mortgage loans, or even a Home Equity Line of Credit.  We invite you to visit one of our offices today.  Let us know how we can take the stress out of banking and make it an enjoyable experience!

Our mission is to create measurable value for customers, shareholders and the local economies we serve.  We look forward to serving all your personal and business banking needs.  We take customer service to the next level!