Peoples Community BankFredericksburg Branch Fredericksburg Branch

Online Banking

Remote Capture

Personal Banking

Business Banking

Loans

CD Rates

VISA Card

PCB Market Place

Contact & Branches

News & Resources

About PCB

Careers

Home




Personal Banking - Individual Retirement Accounts (IRAs)

Savings   |   Checking   |   CDs  |  IRAs
INDIVIDUAL RETIREMENT ACCOUNTSIndividual Retirement Accounts
  • Traditional
  • Roth

 Terms for IRA’S

  • 12 months
  • 18 months
  • 24 months

Penalties:

  • 30 Days Interest (1 mo.)
  • 90 Days Interest (3 mos.)
  • Same as regular “Certificate of Deposit” plus a 10% penalty from IRS.
  • 59 ½ years or older, withdrawals are permitted without a penalty from Peoples Community Bank or IRS; however, taxes are assessed on the withdrawals if it is a regular IRA.
  • 70 ½ years of age, IRS requires an annual distribution, without a penalty from Peoples Community Bank or IRS.
 Montross          Warsaw          Fredericksburg          King George          Dahlgren

© 2011 Peoples Community Bank. All Rights Reserved  |  Equal Housing Lender  |  Equal Opportunity Employer
Member FDIC  | 
Service Area Disclaimer  |  Privacy Policy  |  Internet Privacy Policy  |  Contact Us