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Personal Savings Accounts

Peoples gives you a choice of products to meet your needs for security, liquidity and high return.  For ready access to your funds, choose a statement savings or money market account.  Earn higher rates with Certificates of Deposit.  For the best of both worlds, open a 12-month, no penalty CD.  Here's a summary of savings accounts:
Statement Savings Account:
  • Opening deposit of $100.
  • No quarterly service charge with $300 minimum balance.
  • Liberal free withdrawals.
  • Interest paid quarterly.
  • ATM access with qualifying checking account.

Money Market Account

  • Opening deposit of $2500.
  • No monthly service charge with $2500 minimum balance.
  • Short-term market rates.
  • Higher rates for higher balances.
  • Unlimited in-person or mail transactions.

Certificates of Deposit

  • The longer you commit your savings, the higher the return.
  • Terms available for 90 days to 5 years.
  • Penalty for early withdrawal.
  • Fixed rates - you decide the term.

No Penalty Certificate of Deposit

  • 12-month term; fixed rates.
  • One penalty-free withdrawal.

All terms, rates, features, balance requirements, fees, etc. are subject to change without notice.  Please contact us for current interest rates (if applicable) on accounts.


Our customer service representatives will be happy to assist you in finding the right savings account(s) to meet your needs.  IRA's also available.  Stop by or give us a call today!

Peoples Community Bank: Montross, Warsaw, Ferry Farm, King George, & Oak Grove

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