Our privacy policy applies to all of our consumer customers who have a continuing relationship with us, such as a:
 Deposit account
 Loan account
 Safe-deposit box
 Self-Directed IRA accounts where we act as a custodian or trustee

The Information that we collect:
 Information that we receive from you on applications or other forms (name, address, phone number, or social security number)
 Information about your transactions with us, our affiliates or others (account activity, payment history, or account balance)
 Information from a consumer reporting agency (such as your credit worthiness or credit history)

Categories and Reasons for Disclosure:
The categories of non-public personal information that Peoples Community Bank collects, as described above, may be disclosed to joint-marketing and service providers. The information may be disclosed in order for Peoples Community Bank to determine the eligibility and usefulness of various products and services, protect consumers, administer operations, and satisfy legal reporting requirements. In addition, Peoples Community Bank may disclose non-public personal information about you to other non-affiliated third parties as permitted by law.

Joint Marketing and Service Providers:
There may be times when Peoples Community Bank would like to provide additional services to our customers in the most efficient way possible. In order to provide these services, we may disclose all of the information we collect as described above, to companies that perform functions or services on our behalf or to other institutions with whom we have joint marketing agreements, including other reputable financial institutions. These companies and financial institutions are required to safeguard customer information in strict compliance with Peoples Community Bank’s policy.

Confidentiality, Security and Integrity of Your Nonpublic Personal Information:
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic information.

Nonpublic Personal Information and Non-Affiliated Third Parties:
The Bank reserves the right to disclose non-public personal information in the future, but does not currently disclose it. Since we value our customer relationship to you, we will not disclose your non-public personal information to non-affiliated third parties, except as permitted by law.

Nonpublic Personal Information and Former Customers:
We do not disclose non-public personal information about former customers at this time.

3rd Party Websites:
Peoples Community Bank is not responsible for, nor do we endorse the availability or content of 3rd party websites accessed via our website.  In addition, Peoples Community Bank's Privacy Policies do not apply to such external websites; please consult the privacy policies of those sites for such information.