| Peoples
Community Bank understands our obligation to protect the
privacy and financial assets of our valued customers and
consumers (See description below). Your personal
information is of significance when providing you the best
possible service, therefore we choose to maintain your
trust and confidence by keeping this information secure
and confidential at Peoples Community Bank. We are
committed to the highest level of customer satisfaction,
and as a result, we have adopted the following privacy
policy and implemented it throughout all levels of our
financial institution.
Deposit account
Loan account
Safe-deposit box
Self-Directed IRA accounts where we act as a
custodian or trustee
Information that we receive from you on applications
or other forms (name, address, phone number, or social
security number)
Information about your transactions with us, our
affiliates or others (account activity, payment history,
or account balance)
Information from a consumer reporting agency (such
as your credit worthiness or credit history)
The categories of non-public personal information that
Peoples Community Bank collects, as described above, may
be disclosed to joint-marketing and service providers. The
information may be disclosed in order for Peoples
Community Bank to determine the eligibility and usefulness
of various products and services, protect consumers,
administer operations, and satisfy legal reporting
requirements. In addition, Peoples Community Bank may
disclose non-public personal information about you to
other non-affiliated third parties as permitted by law.
There may be times when Peoples Community Bank would like
to provide additional services to our customers in the
most efficient way possible. In order to provide these
services, we may disclose all of the information we
collect as described above, to companies that perform
functions or services on our behalf or to other
institutions with whom we have joint marketing agreements,
including other reputable financial institutions. These
companies and financial institutions are required to
safeguard customer information in strict compliance with
Peoples Community Bank’s policy.
We restrict access to nonpublic personal information about
you to those employees who need to know that information
to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that
comply with federal regulations to guard your nonpublic
information.
The Bank reserves the right to disclose non-public
personal information in the future, but does not currently
disclose it. Since we value our customer relationship to
you, we will not disclose your non-public personal
information to non-affiliated third parties, except as
permitted by law.
We do not disclose non-public personal information about
former customers at this time.
3rd Party Websites:
Peoples Community Bank is not responsible for, nor do we
endorse the availability or content of 3rd party websites
accessed via our website. In addition, Peoples
Community Bank's Privacy Policies do not apply to such
external websites; please consult the privacy policies of
those sites for such information.
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