Peoples Community Bank: Residential Loans

Welcome to Peoples Community Bank!

Features | Checking | Savings | Consumer Loans | Residential Loans

Peoples offers both residential mortgages and home equity loans. If you are buying or building a home, or want to refinance, Peoples offers flexible and customized terms at competitive rates with low closing costs and no pre-payment penalties. Pay your own taxes and insurance. And because we never sell our mortgages in the secondary market, your loan stays right here in the community.

Residential loans include:

Fixed rate loans
Lot loans
Jumbo loans
Construction loans
Adjustable rate mortgages*
Bi-weekly amortization*
FHA, VA and interest-only loans*

* through our affiliate, Peoples Community Mortgage

Home Equity Loans:

If you've owned your home for awhile, chances are you've built up considerable equity. Using that equity as collateral for a home equity loan or line of credit can give you the cash you need to consolidate existing debt, pay for college, go on the trip of a lifetime, etc... and interest may be tax deductible.

Want to buy, build, renovate, or add on to a house? Ready to really create the home of your dreams? Whether you are in the market for a first mortgage, a home equity line of credit, or refinancing, you can get the cash you need at any of Peoples Community Bank's locations. Competitive rates and quick decisions speed you on your way. And since your loan is serviced right here in the office, you get answers to your questions when you call. So stop in and let us help you "find your way home" today!

Peoples Community Bank: Montross, Warsaw, Ferry Farm, King George, & Oak Grove