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| “Peoples
Community Bank is a state chartered community bank
headquartered in Montross, Virginia. In compliance with
the Community Reinvestment Act, we delineate our primary
market area as the Counties of Richmond, Westmoreland,
King George, Stafford, Spotsylvania, and the City of
Fredericksburg, Virginia. The bank aggressively seeks
deposit and loan relationships within this primary trade
area. The bank does not seek to originate relationships
outside its primary trade area. People who work in or have
a business or economic interest in this community are also
deemed to be customers, regardless of their place of domicile. Community delineation is solely for the purpose
of complying with federal law, and should in no way be
interpreted to exclude any potential customer or group of
customers.”
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