|FHA 30 Yr. Fixed||Points||Payment|
|VA 30 Yr. Fixed|
|3.375%||3.954% APR*||.500 pts||$716|
|Conventional 30 Yr. Fixed|
|4.000%||4.131% APR*||.625 pts||$764|
|Conventional 15 Yr. Fixed|
|3.250%||3.477% APR *||.625 pts||$1,124|
|*APR =||Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.|
|*All stated rates are effective as of 02/01/2016 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors. 30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans. 15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page. NMLS#402641. NMLS Consumer Access Site|
The world has become a very complicated place. That is why PCB offers a business checking account that has all the flexibility that your successful small business needs without being complicated.
PCB offers this non-profit business checking account because your bank needs to work just as hard as you do at your local church, volunteer fire department or even the elementary school PTA.
Our Business Checking Accounts, combined with Merchant and Payroll Services provide a flexible range of services to meet our business banking customers needs.
Thanks to Remote Deposit Capture (sometimes referred to as Merchant Capture), check deposits are made from the convenience of your office directly to your business checking account. Just think, no more trips to the bank, standing in teller lines, or filling out deposit slips! Besides being fast and easy, you can make check deposits 24 hours a day, 7 days a week from the safety of your office. Remote Deposit Capture gives a new meaning to the word convenience! Get more information by visiting or contacting any branch location, watching the demo video, or viewing the RDC brochure.