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Mortgage Rates

FHA 30 Yr. Fixed Points Payment
3.875% 4.268% APR* -0.059pts $871
VA 30 Yr. Fixed  
3.990% 4.255% APR* -0.064 pts $772
Conventional 30 Yr. Fixed  
3.990% 4.194% APR* -0.140 pts $997
Conventional 15 Yr. Fixed  
3.875% 4.300% APR * -0.197 pts $1,174
*APR  = Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of  4/9/2019 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors.  30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans.  15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page.  NMLS#402641.  NMLS Consumer Access Site


Business Banking - Merchant Services

Peoples Community Bank is excited to announce a new strategic alliance that will have significant benefits to your merchant processing services. We have decided to partner with Heartland Payment Systems, one of the nationís largest merchant processors, to service our clientsí accounts.

Peoples Community Bank chose to join forces with Heartland to deliver merchant processing for a number of reasons:

  • Heartland Payment Systems has a larger, more robust sales and service staff to better meet our clientsí merchant needs. Youíll receive improved in-person service to ensure your business continues to run smoothly.
  • As one of the nationís largest merchant processing providers, Heartland Payment Systems has the knowledge and experience to effectively service our clients in a timely and accurate manner.
  • Heartlandís technology capabilities provide convenient and fast access to your merchant transaction detail, helping you effectively manage your business.


The strength of this partnership lies not only in the benefits that it offers clients such as you, but also in the similar values and commitment to quality from our respective organizations.

Contact us now and get started!