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CD Rates

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Mortgage Rates

FHA 30 Yr. Fixed Points Payment
3.250% 3.626% APR* -0.082pts $815
USDA 30 Yr. Fixed  
3.500% 3.826% APR* -0.052 pts $773
Home Ready 30 Yr. Fixed  
3.50% 3.701% APR* -0.087 pts $941
Conventional 15 Yr. Fixed  
3.500% 3.951% APR * -0.018 pts $1,144
*APR  = Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of  8/22/2019 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors.  30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans.  15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page.  NMLS#402641.  NMLS Consumer Access Site


Business Banking - Savings Accounts


Earn interest on cash reserves while keeping funds easily available for your business.

  • $100.00 minimum required opening deposit
  • $300.00 daily minimum balance required to avoid $5.00/quarter service charge
  • Interest accrued daily and compounded quarterly
  • Can make up to 6 electronic withdrawals per month, 18 per quarter -($1.00 fee per each withdrawal exceeding the limit)
  • Unlimited withdrawals in person
  • Free online banking
  • Free ATM MasterCard Debit Card If attached to a Checking account with us
  • Free E-Statements


Whether you're a company of 1 or 21, we know you work hard. We believe your money should, too. That's why PCB offers a way to earn more on the money you save with attractive business money market rates.

  • $2,500.00 minimum required opening deposit
  • $2,500.00 daily minimum balance required to avoid $7.50/month service charge
  • Allowed 6 withdrawals per month (this includes checks and/or electronic withdrawals) $10.00 fee per withdrawal exceeding the limit
  • Unlimited withdrawals in person
  • Free online banking
  • Free E-Statements
  • Interest is at a tiered level:
    • Tier 1: $2,500.00 - $10,000.00
    • Tier 2: $10,000.01 - $49,999.99
    • Tier 3: $50,000.00 and up
  • Interest accrued daily and compounded monthly
  • Free E-Statements
  • A fee of $10 per withdrawal after exceeding 6 withdrawals per month.