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Mortgage Rates

FHA 30 Yr. Fixed Points Payment
4.500% 4.900% APR* -0.085pts $931
VA 30 Yr. Fixed  
4.625% 4.880% APR* -0.251 pts $833
Conventional 30 Yr. Fixed  
5.125% 5.352% APR* -0.452 pts $871
Conventional 15 Yr. Fixed  
4.375% 4.901% APR * -0.052 pts $1,214
*APR  = Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of  11/27/2018 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors.  30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans.  15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page.  NMLS#402641.  NMLS Consumer Access Site


Business Banking

Peoples Community Bank offers our business customers savings, checking, money market, and certificate of deposit accounts as well as business loans and merchant and payroll services.  We are excited to offer the new "PCB The Way Ipay" person to person payment system to go along with on-line bill pay and on-line banking - all at no cost to our business clients.  We also encourage all of our business banking customers to add their businesses to the free PCB Market Place and to to support our local businesses!


ATM Card customers:  the 24/7 PCB Hot Card Phone Number to call to report a lost or stolen ATM card is  1-866-546-8273

To transfer your accounts to PCB or open a new account, use the switch kit to fill out the forms bring to any PCB branch, or just come on in to see us. We'll take care of the rest - it's that easy!