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Mortgage Rates

FHA 30 Yr. Fixed Points Payment
3.250% 3.626% APR* -0.082pts $815
USDA 30 Yr. Fixed  
3.500% 3.826% APR* -0.052 pts $773
Home Ready 30 Yr. Fixed  
3.50% 3.701% APR* -0.087 pts $941
Conventional 15 Yr. Fixed  
3.500% 3.951% APR * -0.018 pts $1,144
*APR  = Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of  8/22/2019 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors.  30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans.  15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page.  NMLS#402641.  NMLS Consumer Access Site



Where People Make Quality Happen!

It used to be that "community banking" meant checking and savings accounts. Today, "community banking" means so much more. Peoples Community Bank offers many diverse products and services - from basic checking and savings accounts to business services and online banking. For those who choose to build a career at Peoples Community Bank, the range of opportunity is as diverse as the entire field of financial services.

The financial services industry is a highly competitive environment. It is a truly dynamic industry. Community banks are expected to react quickly to the competition and changing consumer demands. Because of the demands of community banking, expectations of staff members at Peoples Community Bank are very high. For the right kind of person, this environment can be energizing and exciting.

In fact, a career at Peoples Community Bank isn't necessarily for everyone. We seek those who have a keen sense of quality customer service, are willing to be challenged, and are flexible enough to adapt to rapid change. At Peoples Community Bank, the concept of "quality" guides everything we do. Our focus on quality A+ customer service isn't just for branch personnel. Everyone in our organization - from tellers and telephone servicing agents to data specialists and credit analysts - is expected to provide outstanding service to all customers, both internal and external. The best staff members at Peoples Community Bank deliver quality service not because they want recognition but because they are dedicated to performing well, delighting customers and exceeding expectations.

Peoples Community Bank is an Equal Opportunity employer.


Randy Phelps
Vice President Retail Banking and Human Resources
Peoples Community Bank

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