Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of 8/22/2019 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors. 30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans. 15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page. NMLS#402641. NMLS Consumer Access Site
Peoples Community Bank’s ACH (Automated Clearing House) Origination service puts you in charge when it comes to directing money in and out of your account. As an ACH originator, you’ll love the many perks like direct deposit for payroll, quick accurate processing of payments, and remote access. No matter where you or your employees are, they will always have access to their pay! ACH Origination features simple fast transfers; the efficiency of fewer checks to process; and timely payments receivable all in a safe easy to use environment.
What types of transactions can be processed through Cash Management ACH Services?
ACH Payroll – send funds to numerous recipients at the same time
ACH Single Payments – Send funds to a single recipient
EFTPS (Tax Payments) – Send funds to a Federal, state, or local tax authority
ACH Payments – Send funds to multiple recipients
ACH Collections – Collect funds from multiple recipients
ACH Single Receipts – Collect funds from a single recipient
How long does the process take from the time the ACH Origination Application is submitted until login?
Approximately 7 – 10 business days
What are the costs associated with Cash Management ACH Services?
$25 per month for basic ACH service (2-3-day processing)
$30 per month for same day ACH service (same or next day processing)
$5 per returned item
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