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Mortgage Rates

FHA 30 Yr. Fixed Points Payment
3.500% 4.301% APR* 0+.625pts $731
VA 30 Yr. Fixed  
3.500% 3.740% APR* 0+.875 pts $777
Conventional 30 Yr. Fixed  
4.000% 4.175% APR* 1.250pts $764
Conventional 15 Yr. Fixed  
3.125% 3.447% APR * 1.375 pts $1,115
       
*APR  = Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of  5/4/15 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors.  30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans.  15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page.  NMLS#402641.  NMLS Consumer Access Site

 

Loans - Consumer

Peoples Community Bank offers its customers a range of consumer loans to include:

  • Personal Loans
  • Savings or Certificate of Deposit Secured Loans
  • Residential Real Estate Loans (owner occupied):  First Mortgage, Second Mortgage and Home Equity Line of Credit (HELOC)
  • Residential Construction Loans
  • Land Loans
  • New Car Loans *
  • Used Car Loans *
  • Boat Loans
  • Motorcycle or RV Loans

Learn More 

 

*Ask about our great rates and terms on construction loans!

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