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Mortgage Rates

FHA 30 Yr. Fixed Points Payment
3.750% 4.558% APR* 0.375pts $754
VA 30 Yr. Fixed  
3.870% 4.078% APR* 0.125 pts $762
Conventional 30 Yr. Fixed  
4.250% 4.356% APR* 0.000 pts $787
Conventional 15 Yr. Fixed  
3.625% 3.828% APR * 0.125 pts $1,154
*APR  = Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of  11/02/2017 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors.  30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans.  15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page.  NMLS#402641.  NMLS Consumer Access Site


Loans - Consumer

Peoples Community Bank offers its customers a range of consumer loans to include:

  • Personal Loans
  • Savings or Certificate of Deposit Secured Loans
  • Residential Real Estate Loans (owner occupied):  First Mortgage, Second Mortgage and Home Equity Line of Credit (HELOC)
  • Residential Construction Loans
  • Land Loans
  • New Car Loans *
  • Used Car Loans *
  • Boat Loans
  • Motorcycle or RV Loans

Learn More 

Peoples Community Bank has partnered with The Tiny House Building Company as the preferred lender for your "Tiny House".  We have some great rates and terms!

Tiny House Building Company LLC

Click here to see our Bank Owned Properties