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Mortgage Rates

FHA 30 Yr. Fixed Points Payment
3.500% 4.301% APR* 0+.625pts $731
VA 30 Yr. Fixed  
3.500% 3.740% APR* 0+.875 pts $777
Conventional 30 Yr. Fixed  
4.000% 4.175% APR* 1.250pts $764
Conventional 15 Yr. Fixed  
3.125% 3.447% APR * 1.375 pts $1,115
       
*APR  = Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of  5/4/15 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors.  30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans.  15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page.  NMLS#402641.  NMLS Consumer Access Site

 

Contact / Locations

Montross, Virginia

15960 Kings Highway (P.O. Box 306)
Montross, VA 22520

Phone: (804) 493-8031 | Fax: (804) 493-9479

Branch Contact: Jennifer Dixon, Branch Manager & Loan Officer
email: jdixon@peoplescommunitybank.biz
 

 

Lobby Hours of operation:
Mon-Thurs: 9:00 am -5:00 pm
Fri: 9:00 am - 6:00 pm
Sat: 9:00 am - 12:00 noon

Drive-Thru Hours of operation:
Mon-Thurs: 8:30 am - 5:00 pm
Fri: 8:30 am - 6:00 pm
Sat: 9:00 am - 12:00 noon

Warsaw, Virginia

4593 Richmond Road (P.O. Box 847)
Warsaw, VA 22572

Phone: (804) 333-3500 | Fax: (804) 333-3651

Branch Contact: Joanne Lowery, AVP Branch Manager & Loan Officer
email: jlowery@peoplescommunitybank.biz
 

Lobby Hours of operation:
Mon-Thurs: 9:00 am -5:00 pm
Fri: 9:00 am - 6:00 pm
Sat: 9:00 am - 12:00 noon

Drive-Thru Hours of operation:
Mon-Thurs: 8:30 am - 5:00 pm
Fri: 8:30 am - 6:00 pm
Sat: 9:00 am - 12:00 noon

 

Fredericksburg, Virginia

175 Kings Highway
Fredericksburg, VA 22405

Phone: (540) 371-6889 | Fax: (540) 371-6827

Branch Contact: Jenny Books, Branch Manager & Loan Officer
email: jbooks@peoplescommunitybank.biz
 

Lobby Hours of operation: 
Mon-Thurs: 9:00 am - 5:00 pm
Fri: 9:00 am - 6:00 pm
Sat: 9:00 am - 12:00 noon

Drive-Thru Hours of operation:
Mon-Fri: 8:30 am - 6:00 pm
Sat: 9:00 am - 12:00 noon

King George

8065 Kings Highway (P.O. Box 1567)
King George, VA 22485

Phone: (540) 775-2914 | Fax: (540) 775-4841

Branch Contact: Stephanie Ann Burch, Branch Manager & Loan Officer
email: sburch@peoplescommunitybank.biz
 

Lobby Hours of operation: 
Mon-Thurs: 9:00 am -5:00 pm
Fri: 9:00 am - 6:00 pm
Sat: 9:00 am - 12:00 noon

Drive-Thru Hours of operation:
Mon-Fri: 8:30 am - 6:00 pm
Sat: 9:00 am - 12:00 noon

Dahlgren Virginia

5082 James Madison Parkway
Dahlgren (King George), VA 22485

Phone: (540) 644-9706 | Fax: (540) 644-9606

Branch Contact: Stephanie Ann Burch, Branch Manager & Loan Officer
email: sburch@peoplescommunitybank.biz
 

Lobby Hours of operation:
Mon-Thurs: 9:00 am - 5:00 pm
Fri: 9:00 am - 6:00 pm
Sat: 9:00 am - 12:00 noon

Drive-Thru Hours of operation:
Mon-Thurs: 8:30 am - 5:00 pm
Fri: 8:30 am - 6:00 pm
Sat: 9:00 am - 12:00 noon

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