Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of 4/27/2018 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors. 30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans. 15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page. NMLS#402641. NMLS Consumer Access Site
Money to lend? Yes! We have over five million dollars to lend!
If you read the newspaper or watch the news, one would think that either banks do not have any money to lend or that they don't want to do so in this tough economy. That's not the case here at Peoples Community Bank! We have funds to lend right now to make our customer's dreams come true. How may we help you with your dreams?
Peoples Community Bank has consumer, personal, auto, residential real estate, construction, and land loans as well as commercial business and real estate loans available. Stop by any of our branch locations where our loan officers can assist you with completing an application.
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