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Mortgage Rates

FHA 30 Yr. Fixed Points Payment
3.375% 4.172% APR* 0+.625pts $719
VA 30 Yr. Fixed  
3.375% 3.593% APR* 0+.625 pts $717
Conventional 30 Yr. Fixed  
3.750% 3.994% APR* 1.500pts $741
Conventional 15 Yr. Fixed  
3.000% 3.339% APR * 1.500 pts $1,105
       
*APR  = Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of  4/13/15 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors.  30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans.  15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page.  NMLS#402641.  NMLS Consumer Access Site

 

Personal Banking - Checking

Peoples Community Bank is committed to making your banking experience simpler and more convenient. That’s why we offer a wide range of checking account options. No matter which one you select, Peoples Community Bank offers more conveniences and services that allow you to stay in touch with your money. There’s one for virtually every need and lifestyle—from students to those over 50 and beyond—all with a wealth of added value you won’t find just anywhere else.

Select a product below:

Gen Y Checking

  • No monthly fee
  • No minimum balance
  • You can open an account for as little as $1
  • Earn interest on balances over $500
  • Unlimited check writing
  • Free first set of checks
  • Free online banking with bill pay
  • Free PCB Mobile Banking (fees may be charged by your mobile plan carrier for Text Banking or Mobile Banking)
  • Free PCB Text Banking (fees may be charged by your mobile plan carrier for Text Banking or Mobile Banking)
  • Free Mobile Deposit (some restrictions apply)
  • Free IPay – Person to Person payments by email
  • Free E-Statements
  • Free ATM MasterCard Debit Card

 

REGULAR CHECKING

  • $100.00 minimum required opening deposit
  • $300.00 daily minimum balance required or monthly Direct Deposit to avoid $5.00/month service charge
  • Unlimited check writing
  • Free online banking with bill pay
  • Free PCB Mobile Banking (fees may be charged by your mobile plan carrier for Text Banking or Mobile Banking)
  • Free PCB Text Banking (fees may be charged by your mobile plan carrier for Text Banking or Mobile Banking)
  • Free Mobile Deposit (some restrictions apply)
  • Free IPay – Person to Person payments
  • Free E-Statements
  • Free ATM MasterCard Debit Card

PEOPLES CLUB PLUS CHECKING

  • $100.00 minimum required opening deposit
  • No minimum balance required
  • $4.00 monthly service charge
  • Free basic personalized checks
  • Discount on 3X5 Safe Deposit Box
  • Free Cashier’s Checks
  • Travel discounts and Credit Card Protection
  • Unlimited check writing
  • Free online banking with bill pay
  • Free PCB Mobile Banking (fees may be charged by your mobile plan carrier for Text Banking or Mobile Banking)
  • Free PCB Text Banking (fees may be charged by your mobile plan carrier for Text Banking or Mobile Banking)
  • Free Mobile Deposit (some restrictions apply)
  • Free IPay – Person to Person payments
  • Free E-Statements
  • Free ATM MasterCard Debit Card
  • Interest accrued daily compounded monthly

PEOPLES PREFERRED 50 (for our customers over the age of 50)

  • $100.00 minimum required opening deposit
  • $100.00 daily minimum balance required to avoid $5.00/month service charge
  • Free basic personalized checks
  • Discount on 3X5 Safe Deposit Box
  • Free Cashier’s Checks
  • Travel discounts and Credit Card Protection
  • Unlimited check writing
  • Free online banking with bill pay
  • Free PCB Mobile Banking (fees may be charged by your mobile plan carrier for Text Banking or Mobile Banking)
  • Free PCB Text Banking (fees may be charged by your mobile plan carrier for Text Banking or Mobile Banking)
  • Free Mobile Deposit (some restrictions apply)
  • Free IPay – Person to Person payments
  • Free E-Statements
  • Free ATM MasterCard Debit Card
  • Interest accrued daily compounded monthly
  • Earn interest at stated APY by maintaining a daily minimum balance of $500.00
  • If a $1,000.00 or higher daily minimum balance is maintained earn the higher stated APY

REGULAR NOW ACCOUNT

  • $100.00 minimum required opening deposit
  • $500.00 daily minimum balance required to avoid $8.00/month service charge
  • Unlimited check writing
  • Free online banking with bill pay
  • Free PCB Mobile Banking (fees may be charged by your mobile plan carrier for Text Banking or Mobile Banking)
  • Free PCB Text Banking (fees may be charged by your mobile plan carrier for Text Banking or Mobile Banking)
  • Free Mobile Deposit (some restrictions apply)
  • Free IPay – Person to Person payments
  • Free E-Statements
  • Free ATM MasterCard Debit Card
  • Interest accrued daily compounded monthly
  • Earn interest at stated APY by maintaining a daily minimum balance of $500.00
  • If a $1,000.00 or higher daily minimum balance is maintained earn the higher stated APY

 

REPORT LOST OR STOLEN PCB DEBIT CARDS BY CALLING

1-866-546-8273