Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of 10/2/2018 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors. 30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans. 15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page. NMLS#402641. NMLS Consumer Access Site
Peoples Community Bank has a full range of personal banking products and services - savings, checking, money market, CDs, IRAs, and loans - to meet your needs. Direct deposit is available, and with our ATMS and secure online banking with online bill pay or the new "PCB The Way Ipay" person to person payment system, you have access to your funds 24/7. Come in and let us help find the accounts that are right for you!
ATM Card customers: the 24/7 PCB Hot Card Phone Number is: 1-866-546-8273 to report lost or stolen ATM Cards!
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