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FHA 30 Yr. Fixed Points Payment
3.490% 3.876% APR* -0.045pts $836
VA 30 Yr. Fixed  
3.625% 3.859% APR* -0.250 pts $784
Conventional 30 Yr. Fixed  
4.875% 5.092% APR* -0.145 pts $1,027
Conventional 15 Yr. Fixed  
3.750% 4.180% APR * -0.187 pts $1,164
*APR  = Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.
*All stated rates are effective as of  7/2/2019 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors.  30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans.  15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page.  NMLS#402641.  NMLS Consumer Access Site


In The Community

On August 4th, 2014 PCB hosted a PCB Like Day to benefit The Gamma lota Chapter of VA Alpha Delta Kappa.  Together we raised $150 to help with scholarships for local youth!

PCB was a proud sponsor of the Richmond County Crime Stoppers July concert event featuring the Honkytonk Heroes!


On August 1, 2014 PCB was the first business to donate $500 to the Rappahannock Raiders Booster Club in efforts to buy new field house equipment for the new Rappahannock High School Field House being constructed!


The King George Animal Rescue League partnered with PCB on Friday May 16th for a "PCB Like Day"!  As a result the KGARL earned our fb page 325 likes which means PCB donated $325 to the King George Animal Rescue League!



On April 3rd, 2014 PCB Partnered with the Northumberland After Prom Committee to host a "PCB Like Day" on facebook.  As a result, PCB donated $200 to the Northumberland After Prom Committee!


On April 3rd, 2014 PCB partnered with the King George County High School DECA Club to host a "PCB Like Day" on facebook.  As a result, PCB donated $500 to the KG DECA Club!