Let us help you find the right business checking account.

We open accounts a little differently here at C&F Bank because we take the time to first understand your business banking preferences and needs before we make a product recommendation. By asking thoughtful questions and listening closely, your business banker will do more than open a checking account for you – together, we will develop a detailed plan for your business finances. We call this process our C&F Relationship Review and it’s free of charge to all C&F Bank customers.

CALL or EMAIL any of our convenient bank locations to schedule your C&F Relationship Review for a time that’s most convenient for you.

Do you enjoy banking with C&F Bank? Did you know that when you Invite A Friend or family members to C&F Bank you can earn reward points? It's easy, and you don't have to be a C&F customer to earn rewards! Learn more.

When you open a new deposit, loan, or safe deposit box account on or after May 11, 2018, you will be required to provide information about your beneficial owners. Learn more.

All our business checking accounts come packed with these standard services:

  • Online Business Banking with your choice of Cash Manager or Cash Manager Plus

  • Business Bill Pay with CheckFree® Guarantee1

  • Mobile Banking

  • TeleBank24 Telephone Banking
    with no-cost fund transfers, call
    800-296-4968

  • No ATM fees with your C&F Business Debit Card at Sheetz (Find a Sheetz)

1 Some restrictions may apply – please see our CheckFree Guarantee terms and conditions for more information

2 Non-C&F Bank ATM fees may apply

3 Subject to credit approval

  • Commercial Checking

    Designed for businesses that have that higher monthly transaction volume and maintain higher account balances who may also utilize treasury management services.

  • Business Interest Checking

    Ideal for businesses looking to earn a competitive interest rates on account balances while enjoying the convenience of our business banking services.

  • Business Checking

    Perfect for growing businesses with moderate monthly check and deposit volume that will benefit from the features of our business banking services.

  • Business Value Checking

    With no monthly maintenance fees, this economical account is designed for small businesses that maintain low account balances and have limited monthly check and deposit volume.

  • Community Checking

    Designed specifically for non-profit organizations, this account provides generous monthly transaction limits with no maintenance fee – allowing your organization to spend more time and resources on its mission.

  • C&F Company Connection Program

    We invite all C&F business customers to become a C&F Company Connection partner. This entitles your employees to benefits that can prove to be valuable for their financial future.

Compare our Business Checking Accounts

ProductCommercial

Business Interest

BusinessBusiness Value

Community

First 500 Debits, Credits & Items Deposited FREE         Checkmark
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No Monthly Maintenance Service Charge

 

 

 

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Free Electronic & Debit Card Transactions

 

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Debit Card & Credit Card with Rewards

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Online Banking and Bill Pay

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Mobile Banking

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Open an Account

Call or stop by any of our bank locations today and speak with one of our relationship managers.

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Commercial Checking

Designed for businesses that have that higher monthly transaction volume and maintain higher account balances who may also utilize treasury management services.

What is included in addition to the standard services?

  • No minimum balance requirement
  • No transaction limits
  • Monthly charges can be reduced or eliminated through an earnings credit based on your account balance
  • Safekeeping for checks with check image return option
  • Overdraft Protection options, learn more

How do I qualify?

This account is ideal for a business with more than 250 transactions per month. There is a monthly maintenance service charge that may be reduced or eliminated through your deposit earnings credit.

Business Interest Checking

Ideal for businesses looking to earn a competitive interest rates on account balances while enjoying the convenience of our business banking services.

What is included in addition to the standard services?

  • Interest earnings
  • Free electronic and debit card transactions
  • Safekeeping for checks with check image return option
  • Overdraft Protection options, learn more

How do I qualify?

A $5,000 daily minimum balance is required and there is no charge for less than 250 transactions per month. No charge for first $20,000 coin and currency deposited per month.

Business Checking

Perfect for growing businesses with moderate monthly check and deposit volume that will benefit from the features of our business banking services.

What is included in addition to the standard services?

  • Low minimum balance requirement
  • Free electronic and debit card transactions
  • Safekeeping for checks with check image return option
  • Overdraft Protection options, learn more

How do I qualify?

A $3,000 daily minimum balance is required and there is not charge for less than 250 transactions per month. No charge for first $20,000 coin and currency deposited per month.

Business Value Checking

With no monthly maintenance fees, this economical account is designed for small businesses that maintain low account balances and have limited monthly check and deposit volume.

What is included in addition to the standard services?

  • No minimum balance requirement
  • No maintenance fee requirement
  • Safekeeping for checks with check image return option
  • Overdraft Protection options, learn more
  • Free electronic and debit card transactions

How do I qualify?

There is no daily minimum balance required and no charge for less than 100 transactions per month. No charge for first $10,000 coin and currency deposited per month.

Community Checking

Designed specifically for non-profit organizations, this account provides generous monthly transaction limits with no maintenance fee – allowing your organization to spend more time and resources on its mission.

What is included in addition to the standard services?

  • No minimum balance requirement
  • No maintenance fee requirement
  • Safekeeping for checks with check image return option
  • Overdraft Protection options, learn more
  • Free electronic and debit card transactions

How do I qualify?

Your account must be a non-profit organized under IRC 501(c)(3), 501(c)(4) or 501(c)(9) and have a transaction activity of less than 500 items per month to avoid transaction fees.

C&F Company Connection Program

We invite all C&F business customers to become a C&F Company Connection partner. This entitles your employees to benefits that can prove to be valuable for their financial situation. Please call or visit your local C&F branch for more information!

What is included?

  • A C&F Relationship Review for your business with one of our representatives to evaluate your personal financial situation and offer recommendations to save you time and money.
  • Access to our Treasury Solutions team to help you collect sales revenue faster and make payments easier.
  • Financial education materials and classes on topics such as Credit, Retirement, College Planning, etc. to benefit your employees.
  • A potential Cash Mob opportunity to promote your locally-owned small business. 
  • Emails and Social Media posts to eligible C&F Bank customers to showcase all Company Connection business partners on C&F Marketplace.
  • A listing for your business on C&F Marketplace on cffc.com 

View the C&F Marketplace

How do I qualify?

C&F Company Connection is available to a wide range of employers (excluding settlement agencies) and employees alike. For more information, please call or email any of our convenient bank locations.

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