Cartersville

2288 Cartersville Road  |  Cartersville, Virginia 23027  |  Map It

Bryony Gills, VP, Retail Branch Manager  |  bgills@cffc.com | 804-375-9073

Bryony Gills has been with C&F Bank since 2000 and is Branch Manager of our Cartersville branch, where she is supported by a team of customer-focused professionals. She has served in various capacities and at multiple branch locations throughout her tenure with C&F Bank, starting out as a part-time teller while attending Powhatan High School and growing in her various positions from there. Bryony recognized early on that her passion was banking and in getting to know her customers and assisting them with their financial needs.

Bryony is proud to call Powhatan County home, along with her husband and two children. Her interests include spending time with family and friends, enjoying the great outdoors and volunteering within her community.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Charlottesville - Downtown

304 E. Main Street  |  Charlottesville, Virginia 22902  |  Map It

Anthoney Hill, Retail Branch Manager | ahill@cffc.com |  434-529-3300

Anthoney has been with C&F Bank since 2017, currently the Branch Manager at Charlottesville Downtown. Anthoney, is Charlottesville native who graduated Ferrum College and Liberty University and started his banking career shortly after.

Anthoney values building relationships with new businesses and customers, as well developing partnerships in the community. Anthoney, works with a great team Downtown whose goal is to help each customer achieve financial wellness.

Anthoney, has many interests that include, spending time with his family and traveling, as well as coaching Youth Football, and serving on the Board of Directors for the Youth Football League. Anthoney, his wife Sierra and their daughter reside in Charlottesville and are active members in Charlottesville community.

Lobby 
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Charlottesville - Stonefield

3920 Lenox Ave | Charlottesville, VA 22901  |  Map It

Lisa Dixon, VP Financial Center Manager | ldixon@cffc.com | 434-284-4422

 Lisa joined C&F Bank in August of 2021 as the Financial Center Manager at the Stonefield Financial Center in Charlottesville. Lisa is a Richmond Native and graduated from the University of Virginia with a Bachelor of Arts Degree in History with a minor in pre-medicine. While a fourth-year student at UVA, Lisa started her banking career in Charlottesville as a part-time teller. She has held several positions during her 40-year career in baking which include, Teller, Personal Banker, Assistant Branch Manager, Customer Service Supervisor and Branch Manager. After several years away from Virginia, Lisa and her husband recently re-located in March 2021 back to their Virginia roots and are now living in Charlottesville.

Lisa values developing teammates and helping to educate customers about banking to achieve their financial goals. She is passionate about customer service and believes in taking care of the customers needs and giving exquisite service with a smile.

Lisa is married and has 5 grown children, and 5 grandchildren. In her spare time, Lisa enjoys traveling, exploring new restaurants, shopping and exercising.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Chester

4820 W. Hundred Road  |  Chester, Virginia 23831  |  Map It

Lee Cooper, Manager  |  lcooper@cffc.com | 804-414-1660

 Lee has over 10 years of banking experience, 20 years of customer service experience and has been with C&F Bank since 2009.

Lee is passionate about building relationships with people and understanding their financial situation. He truly wants to make a difference and make things better for his clients. Being detail oriented he likes to do things right the first time.

Lee attended Christopher Newport University and has lived in Chesterfield his entire life. He loves the beach, traveling and spending time with his family. When not at the beach you will most likely find him at a movie theater, volunteering in the community or at home with his wife and daughter.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Cumberland

1422 Anderson Highway  |  Cumberland, Virginia 23040  |  Map It

Deborah Henshaw, VP, Retail Branch Manager |  dhenshaw@cffc.com | 804-492-5100

Deborah Henshaw has been with C&F Bank since September 2016. Deborah is a graduate of the VBA School of Bank Management and has 27 years of banking experience. She has worked in various aspects of banking from retail to administration. She was away from banking for four years and has been warmly welcomed back to the community she previously served. She enjoys helping clients with their financial options and helping plan for their future.

She couldn’t ask for a better support team in the branch or in operations. She enjoys working with the C&F family and looks forward to a successful future with the bank.

She is married and has two 2 grown sons. In her spare time she enjoys reading, quilting, making greeting cards and volunteering at her church.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Hampton

1927 C&F Drive  |  Hampton, Virginia 23666  |  Map It

757-951-1200

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Mechanicsville

7021 Mechanicsville Turnpike  |  Mechanicsville, Virginia 23111  |  Map It

Toby Blatt, Manager  |  tblatt@cffccom | 804-569-9776

 Toby has over 22 years of banking experience and has been in Branch Management since 2004. He started with C&F in June 2021.

Toby is passionate about building relationships with consumers and small business owners. He takes his time to understand the customer’s financial situation before recommending specific products. His goal is to make sure the customer understands the products that they have and takes the C&F motto of focused on you very seriously.

Toby graduated from Randolph-Macon College and the Virginia School of Bank Management held at UVA. He has lived in Mechanicsville since 2016 and is very active in the community. He volunteers with Atlee Community Church, Mechanicsville Little League, Cobb Imprint, and Hanover Youth Basketball Association.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Middlesex

2608 General Puller Highway  |  Saluda, Virginia 23149  |  Map It

Kasey Law, Manager | klaw@cffc.com | 804-758-3641

Kasey Law has been with C&F for six years. She has her Bachelor of Science in Business Administration. Kasey started at C&F as a teller and worked her way up in the branch with the help and influence of many leaders in the bank. She has a passion of helping others and her teammates keep her going. Kasey is dedicated to learning because she never likes to settle with “good enough”.

Kasey is from Middlesex county and recently moved to Mathews county in 2021. She is married with twin girls that she dedicates her life to! In her free time, she loves to spend time with her family and dogs on their boat.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Midlothian-Alverser

1400 Alverser Drive  |  Midlothian, Virginia 23113  |  Map It

Patrick Lowry, Manager  |  plowry@cffc.com | 804-378-0332

Patrick Lowry has been with C&F Bank since 2017, and works with a great team of experienced professionals at our Alverser branch. A graduate of Virginia Commonwealth University's School of Business, he has worked in a number of different capacities throughout his years of banking experience.

Customers often mention how Patrick genuinely cares about what is best for them and their goals. His goal is to save you money, time and to provide you with an enjoyable banking experience.

Patrick has a great number of interests but at the top of the list are his love for faith, family and friends, sports, beer and anything outdoors. Patrick, his wife Katie and their two sons love Richmond and look forward to making a positive difference in the community for years to come.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Midlothian-Bellgrade

2500 Promenade Parkway  |  Midlothian, Virginia 23113  |  Map It

804-897-9370

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Midlothian-Brandermill

4901 Millridge Parkway  |  Midlothian, Virginia 23112  |  Map It

Maurice Dixon, Manager  |  mdixon@cffc.com | 804-744-1784

Maurice Dixon has served as Branch Manager at C&F Bank’s Brandermill branch since 2013. He previously spent more than 10 years in retail bank management, directing a strong sales force and lending for a large national bank. His decision to join C& F Bank was due solely to the company’s customer focus and financial strength. Fitting right in with C&F’s brand promise, Focused on You, Maurice’s main focus is to help clients achieve their financial goals.

Maurice enjoys offering solid recommendations and lending options to both business and retail clients. His streamlined approach to banking via banking analysis and debt consolidation has not only helped countless customers but has changed their lives for the better.

A proud native of St. Thomas in the U. S. Virgin Islands, Maurice moved to Richmond, Virginia in 1997 after graduating from the University of Virgin Islands with a B.S. in economics and a minor in history. From a very young age, he has always had a love for finance and banking, loaning money to his siblings prior to learning the concept of interest or rate of return. Maurice and his wife Joan have two children, Ethan and Zoey. Away from work, he enjoys spending time with family and friends, being outdoors and sharing his love of fishing with his son.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Midlothian-Midlothian Turnpike

13200 Midlothian Turnpike  |  Midlothian, Virginia 23113  |  Map It

Eric Baboorian, Assistant VP, Retail Branch Manager | ebaboorian@cffc.com | 804-794-0033

Eric Baboorian has been with C&F Bank since December 2021 serving as Assistant Vice President and Branch Manager at the Midlothian Turnpike office.

Having worked for a community bank in the 6 years prior to joining C&F, Eric knows exactly what level of service and care each customer deserves. He is focused on finding solutions for his clients to help them meet their unique financial goals.

As a Chesterfield native, Eric is truly passionate about seeing the community succeed. He loves partnering with local businesses, schools, and associations around the area. In his free time, Eric enjoys spending quality time with his wife Robin, as well as hiking, exercising, and watching sports.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Newport News-City Center

698 Towne Center Drive  |  Newport News, Virginia 23606  |  Map It

757-596-4775

Lobby 
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Norge

7534 Richmond Road  |  Norge, Virginia 23188  |  Map It

Rebecca Hardin, Manager  |  rhardin@cffc.com | 757-564-8114

Rebecca Hardin has been with C&F Bank since 2010 and is currently AVP Branch Manager of the Norge branch. She started her career as a part-time teller. She recognized early that her passion was banking and getting to know her customers and helping them with their financial needs. She couldn’t ask for a better support team in the branch. She enjoys working with the C&F family and looks forward to a successful future within the bank.

Rebecca currently lives in Toano, Virginia with her husband Ty. Together they have two boys, Dakota and Dylan. Away from work Rebecca enjoys planning their next family Disney trips. When they're not in Florida the family enjoys spending time together doing other fun activities over the weekends.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Powhatan

2351 Anderson Highway  |  Powhatan, Virginia 23139  |  Map It

Sherelle Anderson, Manager  |  sanderson@cffc.com | 804-403-2070

Sherelle Anderson has been with C&F Bank since May 2016 serving as Vice President and Branch Manager at the Wellesley office.

With 22 years of banking experience, Sherelle’s main focus is to establish lasting relationships with her customers, business partners and colleagues by helping them reach a wide range of financial wellness goals.

Sherelle currently lives in Moseley, Virginia, with her husband Doug. They have three amazing sons, Doug, Darius and Dorian. Two of her sons have followed her footsteps in the financial industry and her youngest is a U.S. Marine. In her free time, Sherelle enjoys cooking, traveling, and spending quality time with family and friends.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Providence Forge

3501 N. Courthouse Road  |  Providence Forge, Virginia 23140  |  Map It

Christina Hockaday, Manager | chockaday@cffc.com | 804-966-2264

Christina Hockaday has been with C&F Bank since 2012, starting as a Professional Teller and spending four years as a Consumer Underwriter.

Christina’s extensive knowledge of loans and lending, positions her as a great asset for the Bank as well as her customers. She knows the loan process and what product will work for the customer and the Bank, getting the best possible outcome. Her passion is helping customers whether it be ordering a box of checks or doing a full budget plan. Christina lives the “Focused on You” brand as you can find her spending many days and weekends volunteering in the New Kent community.

Christina is a New Kent High School graduate and still resides in Quinton today with her husband, two children, and two dogs. She loves spending her time off at home with her family playing outside or spending time on the water. Christina loves gardening, cooking, and relaxing!

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Quinton

2580 New Kent Highway  |  Quinton, Virginia 23141  |  Map It

Jessica Hoskins,  Manager  |  jhoskins@cffc.com | 804-932-4383

 Jessica Hoskins first moved to Virginia in 2009 after graduating with a bachelor’s degree in Finance from University of West Georgia. She, alongside her customer-focused team, are motivated to serve their community.

Over the past 9 years, Jessica has worked with clients to help them discover their goals and manage their financial wellness. With life ever changing, Jessica understands that building trust and long, lasting relationships are essential for success both personally and professionally.

Jessica lives in Richmond with her husband and their two children. When Jessica is not working, she is spending time with her family in the city she loves.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Richmond-Commercial Lending

4701 Cox Road, Suite 160  |  Glen Allen, Virginia 23060  |  Map It

There are no tellers at this location for check cashing.

Lobby Hours
M-F: 8:30am-5pm

Richmond-Patterson

12308 Patterson Avenue  |  Richmond, Virginia 23238  |  Map It

 804-672-4077

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Richmond-Varina

2651 New Market Road  |  Richmond, Virginia 23231  |  Map It

Jennifer Bell, Retail Branch Manager | jbell@cffc.com | 804-795-7000

Jennifer Bell has been the Branch Manager at the Varina branch since April 2022.  She has been in banking for 17 years. She has a true passion for developing relationships and helping people with their short term and long term financial goals. Jennifer is involved with the Henrico East Rotary, Varina Women's Club, The Food Bank, and the Airport Business Association.

Jennifer resides in Providence Forge, VA with her husband Robbie and two children, Harley and Kayleigh. In her free time she  enjoys the beach, attending dance competitions with her daughter and cheering her son on from the sidelines in football.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Richmond-Wellesley

3490 Lauderdale Drive  |  Richmond, Virginia 23233  |  Map It

Stephen Cowan, Assistant  VP, Retail Branch Manager| scowan@cffc.com | 804-364-6200

 Stephen Cowan is the Assistant Vice President and Branch Manager of the Wellesley office since January 2022. A native from Atlanta, he has lived in Richmond since 2013.

Stephen is passionate about building relationships with consumers and small business owners. He takes his time to understand the customer’s financial situation before recommending specific products. His goal is to make sure the customer understands the products that they have. With five years experience as a financial advisor in Atlanta, he has helped customers create goals, and budgets with regular reviews to guide his clients to reach their financial goals.

As an avid outdoorsman with a large family, Stephen loves to spend his time hiking/backpacking, and with his five children. He and his partner Erin love to travel and visit all of the National Parks.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Richmond-West Broad

8001 West Broad Street  |  Richmond, Virginia 23294  |  Map It

Bina Doshi, Manager  |  bdoshi@cffc.com | 804-290-0402

As a Branch Manager with C&F Bank at West Broad Street since May 2011, Bina’s responsibilities include planning and implementing C&F operational compliance, sales practices and delivery of the C&F brand. With over 20 years of banking experience, she is a personable and highly ethical individual who desired to join C&F in order to be customer focused.

Representative of authentic community banking, Bina’s goals are to establish long relationships with consumer and business customers, educate the customer, and meet their banking needs. Her ability to pay attention to detail, prioritize and multitask makes her a strong branch manager.

Bina was born in Bombay, India, where she graduated from Bombay University with a bachelor’s degree in economics. She loves to travel, meet new people and learn about their customs and cultures. Her hobbies include playing tennis and spending time with family.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Sandston

100 E. Williamsburg Road  |  Sandston, Virginia 23150  |  Map It

Dante Brown, Manager | dbrown@cffc.com | 804-737-7005

Dante has been the Branch Manager at the Sandston Branch since May 2022. He has 18 years of banking experience. Dante is involved in the Sandston Rotary and has a true passion for helping the community! Dante resides in Farmville, VA with his wife Jewel, and two children, Malik and Ryann. In his free time he enjoys camping, model car building and classic cars.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Toano-Customer Support & Operations Office

3600 La Grange Parkway  |  Toano, Virginia 23168  |  Map It

There are no tellers at this location for check cashing.

Office Hours
M-F: 8:30 a.m. - 5 p.m.

Customer Support Hours
M-F: 8 a.m. - 6 p.m.
S: 9 a.m. - 12 Noon

West Point-14th Street

415-14th Street  |  West Point, Virginia 23181  |  Map It

Bethany Bajsert, VP, Retail Branch Manager  |  bbajsert@cffc.com | 804-843-2708

Bethany Bajsert is Assistant Vice President and Branch Manager for the 14th Street and Main Street branches at C&F Bank. The Main Street branch serves as the bank's main office. Bethany began her career with C&F bank in 2010. Offering banking expertise with a real and understandable approach, she recognizes that every individual, family and business has a need for a reliable banking partner. Her customers frequently compliment her warmth and care for others.

Bethany is committed to education and is a graduate of the Virginia Bankers School of Bank Management at UVA. She is also studying at Liberty University in pursuit of her BSBM with a concentration in finance.

Bethany serves on the Board of Directors for Parent Child Development Corporation, a non-profit organization in the Middle Peninsula area that offers services involving early childhood development and family support. Married and mom to three, she enjoys traveling, day trips on the weekends, watching football, and introducing her kids to new experiences.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

West Point-Main Street

802 Main Street  |  West Point, Virginia 23181  |  Map It

Bethany Bajsert, VP, Retail Branch Manager  |  bbajsert@cffc.com | 804-843-7001

Bethany Bajsert is Assistant Vice President and Branch Manager for the 14th Street and Main Street branches at C&F Bank. The Main Street branch serves as the bank's main office. Bethany began her career with C&F bank in 2010. Offering banking expertise with a real and understandable approach, she recognizes that every individual, family and business has a need for a reliable banking partner. Her customers frequently compliment her warmth and care for others.

Bethany is committed to education and is a graduate of the Virginia Bankers School of Bank Management at UVA. She is also studying at Liberty University in pursuit of her BSBM with a concentration in finance.

Bethany serves on the Board of Directors for Parent Child Development Corporation, a non-profit organization in the Middle Peninsula area that offers services involving early childhood development and family support. Married and mom to three, she enjoys traveling, day trips on the weekends, watching football, and introducing her kids to new experiences.

Lobby Hours
M-F: 9am-2pm

Williamsburg-Jamestown Road

1167 Jamestown Road  |  Williamsburg, Virginia 23185  |  Map It

Trittie Mountcastle, Manager | tmountcastle@cffc.com | 757-220-3293

Trittie Mountcastle is the Assistant Vice President and Branch Manager at our Jamestown Road office. Her banking career started with C&F Bank in October 2004. Over the past 15 years, she has built and deepened strong, long lasting relationships with customers and her teammates. She is passionate about taking care of her customers ensuring they reach their personal financial goals. She positions herself and the bank to be the top of mind for her customers through proactively reaching out to them and expanding her referral network. She is a well-known and dedicated member of the Williamsburg community. She has been a part of Williamsburg Area Meals on Wheels and enjoys volunteering at The Greater Arc of Williamsburg.

Trittie is devoted to advancing her career with C&F Bank and will be a graduate of Virginia Bankers School of Bank Management at UVA in 2020. Trittie enjoys spending time with her family and friends and traveling to the Outer Banks.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Williamsburg-Longhill Road

4780 Longhill Road  |  Williamsburg, Virginia 23188  |  Map It

Beth Hodges, Manager  |  bhodges@cffc.com | 757-565-0593

Beth Hodges joined C&F Bank in August 2016 as Branch Manager and Loan Officer. She brings 32 years banking experience in positions from teller, manager and loan officer.

The best part of the job is meeting new people and building relationships with her clients. There is no better feeling then helping someone achieve their dreams or finding a solution to financial issues to get them back on track for success.
Being active in the community is very important to Beth. She has been in the Lion’s Club for many years, delivers for Meals on Wheels, Captain for the WMSBG C&F team of Relay for Life and participates in various other community activities. In her time off she heads to Georgia to spend time with her daughter, son in law and granddaughter, Sadie Ann who is the light of her life.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Yorktown-Kiln Creek

2800 G.W. Memorial Highway  |  Yorktown, Virginia 23693  |  Map It

757-952-1190

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Montross

15960 Kings Highway  |  Montross, Virginia 22520  |  Map It

Jen Dixon, Manager  |  jdixon@cffc.com | 804-493-8032

Jen Dixon has been with C&F Bank formerly Peoples Community Bank for 7 years, and in the banking industry for 15 years as a retail branch leader. Jen is a graduate of The Virginia Bankers School of Bank Management held at the University of Virginia.

Her experience includes secondary market mortgage, commercial, and consumer lending, business development, and community involvement. Jen is currently the AVP – Branch Manager at our Montross branch, and works with an incredibly dedicated team who is always focused on our customers. She enjoys spending time with her family, and is blessed to be Nana to six grandchildren.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Warsaw

4593 Richmond Road  |  Warsaw, Virginia 22520  |  Map It

Rebecca Hubert, Manager  |  rhubert@cffc.com | 804-333-3500

Worked in the banking field for 25 years after a Math Economics degree from Sweet Briar.  With PCB for 3 years as Branch Manager of the Warsaw location Talented staff with welcoming smiles and " can do" attitude.  Proud Mom of Marshall and Bergen Serves on Town of Warsaw Council, Loves sports( Wahoo Wah), travel, and her Pups.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Fredericksburg

175 Kings Highway  |  Fredericksburg, Virginia 22405  |  Map It

Michael Yuhasz, Manager | myuhasz@cffc.com |  540-371-6889

Michael Yuhasz joined the C&F Team in 2021 and will serve as Branch Manager, Assistant Vice President for our Fredericksburg Branch located in Stafford Virginia. He brings over his 22 years of banking experience, serving the communities in Spotsylvania, Fredericksburg and Stafford. “Mike” Michael’s most recent employer was PNC Bank in addition to Bank of America, First Market Bank and Union Bank and Trust. Mike brings a customer first focus to C&F Bank providing “real” advice “real” solutions to his customers, winning several customer focused awards throughout his career. He even once completed a loan closing on Easter Sunday because there was a delay in the closing package and the customer would be going out of town, his only thought, “It was the right thing to do for the customer.” Mike has a passion for people in his community and helping them improve their financial well-being. Stop in and see him today!

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

King George

8065 Kings Highway  |  King George, Virginia 22485  |  Map It

Stephanie Burch, Retail Team Leader and Branch Manager |  sburch@cffc.com | 540-775-2914

Stephanie Burch has been with the Bank since 2006. She graduated at the Virginia Bankers School of Bank Management held at the University of Virginia in 2014. She started as a teller and worked in many areas of the bank gaining knowledge and experience that she is now able to pass on to staff and clients. In her current position of a manager she works with an amazing team of professionals at our King George and Dahlgren locations.

Clients enjoy stopping in her office to say hi, check in and express their appreciation. She goes the extra mile to make sure her team and customers have what they need to ensure financial wellness and success. Stephanie enjoys spending time with her family in her free time. They spend the majority of their time outside, on the water, or going for walks.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Saturday: 9 a.m. - noon

ATM Available

Dahlgren

5082 James Madison Parkway  | King George, VA 22485  |  Map It

Stephanie Burch, Retail Team Leader and Branch Manager   |  sburch@cffc.com | 540-644-9706

Stephanie Burch has been with the Bank since 2006. She graduated at the Virginia Bankers School of Bank Management held at the University of Virginia in 2014. She started as a teller and worked in many areas of the bank gaining knowledge and experience that she is now able to pass on to staff and clients. In her current position of a manager she works with an amazing team of professionals at our King George and Dahlgren locations.

Clients enjoy stopping in her office to say hi, check in and express their appreciation. She goes the extra mile to make sure her team and customers have what they need to ensure financial wellness and success. Stephanie enjoys spending time with her family in her free time. They spend the majority of their time outside, on the water, or going for walks.

Lobby and Drive-Thru
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Richmond - Downtown

301 S 10th Street  | Richmond, VA 23219  |  Map It

Natalee Bolton, VP, Retail Financial Center Manager   |  nbolton@cffc.com | 804-237-5846

Natalee has been with C&F Bank since 2016. With over 15 years in the banking industry and a bachelor’s degree in business management, she serves as Assistant Vice President and Financial Center Manager in Downtown Richmond. Natalee’s focus is to collaborate with business partners to provide customers with a comprehensive financial experience that exceeds their expectations and gives them a map to success. She is able to do this by working alongside a group of service-minded professionals who keep customer’s best interests at heart.

Natalee is committed to deepening her relationship her community and serves as a committee member for the YMCA, a member of the Rotary Club of Sandston, and as an avid volunteer for Junior Achievement of Virginia. A native Texan, Natalee was transplanted to Virginia by her banking career in 2006. She has made Richmond her home and outside of work, she can be found enjoying the outdoors, teaching fitness classes, and exploring the city.

Lobby
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

ATM Available

Mark Eggleston,
Regional President

Williamsburg/Greater Richmond Metro  |  meggleston@cffc.com | 757-941-1731

Mark J. Eggleston, Regional President of C&F Bank, has over 18 years of business banking experience in the Greater Williamsburg, Peninsula and Gloucester markets. He specializes in real estate finance, commercial real estate development, commercial term debt, lines of credit, equipment, small business loans, and private banking.

Mark believes in providing innovative and customized financial solutions for each individual or business, enabling them to reach their financial objectives. By focusing on the individual, the community as a whole benefits from the business’s successes.

Mark holds a BSBA degree with a concentration in finance from Christopher Newport University. He is also a graduate of the University of Virginia’s School of Bank Management, and East Carolina University’s RMA Commercial Lending School and Commercial Real Estate Lending School.

He currently serves on the Board of Directors for Williamsburg Area Meals on Wheels, formerly served on the boards of Housing Partnerships, Inc. and CNU Alumni, and served as Treasurer for PASHN.

Mark resides in Williamsburg with his lovely wife Dina and son, Mason. When he is not in the office, he enjoys golfing, boating, and spending time with family and friends.

William Krebs,
Regional President

Central Virginia  |  wkrebs@cffc.com | 434-529-3301

William V. Krebs, Jr. is the Regional President of the Central Virginia market for C&F Bank. William has over 20 years of experience in real estate finance and banking, working most recently for Fulton Bank as the City Executive and Senior Vice President of the Charlottesville market for the last 10 years.

William’s core business philosophy revolves around relationship banking, integrity and becoming a key advisor and asset for many of his new and long-term clients. He specializes in income-producing multi-family, CRE, OORE, Historic and LITC tax credit transactions as well as A&D and builder facilities for A-level clients.

A graduate of the University of Virginia and 25-year resident of Charlottesville, William is extremely active in the University of Virginia Children’s Hospital and Charlottesville Day School. He also formerly held a Series 7 & 63 financial license.

William and Mollie, his wife of 17 years, have two daughters, Sarah Frances and Ballard. In his free time, he is an avid golfer, bird hunter, and girls’ lacrosse coach for the last eight years and enjoys spending time with family, friends and clients.

Amanda Litchfield,
Charlottesville Senior Executive

Charlottesville  |  alitchfield@cffc.com 

Amanda serves as a Senior Commercial Executive for the Charlottesville market. She maintains an excellent reputation as a successful, energetic banker with over 17 years of experience in Charlottesville. Amanda began her banking career while pursuing a Business Management/Finance degree at Virginia Tech. Upon her graduation from Virginia Tech in 2002, she relocated to Charlottesville and began working for BB&T where she flourished in various Commercial, Small Business and Retail leadership roles for over eleven years. She then transitioned to Virginia National Bank for over six years serving most recently as a Senior Vice President and Commercial Lender. Amanda is a Virginia native and is a community banker at heart. She proudly serves on the local United Way of Greater Charlottesville board and the Sexual Assault Resource Agency board. Amanda and her husband Joel are proud parents to two children; Emily and Joel Jr. In her spare time, Amanda likes to read, fly-fish, garden and spend time with friends and family.

Tracy Pendleton,
First Vice President Relationship Manager

Greater Richmond Metro  |  tpendleton@cffc.com | 804-795-7706

Tracy E. Pendleton has been a lender with C&F Bank for 28 years and brings 35 years of banking experience to the team. As a First Vice President, Tracy stays engaged within his market area of Henrico, Hanover and New Kent Counties through involvement in community business associations and leadership service within local nonprofit organizations.

Experienced and knowledgeable, he delivers proven lending results in areas including commercial real estate financing, loans and lines of credit to commercial and industrial companies, equipment and working capital loans, and all other business borrowing needs. Tracy is eager to help customers with every stage of financial needs, from a review of finances through financing approval and ongoing assessments.

A graduate of the Virginia Bankers School of Bank Management, Tracy serves on the Board of Directors for the Baptist Extension Board and is an active member of the Sandston Rotary Club. Tracy is the proud father of two daughters, Mallory and Abby, and enjoys motorcycle riding, playing and listening to live music, mountain biking and hiking.

Matt Ohlschlager,
Vice President Relationship Manager

Greater Richmond Metro  |  mohlschlager@cffc.com | 804-955-4710

Matt Ohlschlager is a Vice President and Senior Relationship Manager for real estate banking in the Greater Richmond market. He focuses on banking relationships with residential homebuilders and developers, as well as multi-family and commercial investment property developers.

Previously Matt spent six years with C&F Bank in credit underwriting, special assets, and real estate banking roles before leaving in 2012 to work in land acquisition and financing for Main Street Homes, a C&F Bank client, and leading home builder and developer in Richmond. While at Main Street Homes, he focused on sourcing finished lot inventory for home building and raw land for development. Additionally he was responsible for assessing the capital structure on land deals working directly with banks to obtain debt financing and with private investors to raise equity. His other responsibilities included performing market feasibility studies, financial modeling, and economic due diligence on land acquisitions.

In March of 2014, Matt rejoined C&F Bank as a Senior Relationship Manager. With 13 years of combined banking and real estate experience, he holds an undergraduate degree in economics from the University of Virginia, and an MBA in real estate from Virginia Commonwealth University.

Matt and his wife, Ashley, have two girls, Lily and Emma. He and his family reside in New Kent, Virginia and are active members at their church, where he recently served as chair of the finance committee and his wife directed the youth ministry. While not at work, he spends most of his time with family and friends, including attending Lily and Emma’s gymnastics and swim meets, in addition to fishing, boating, and golfing.

Arnold Blackmon,
Senior Relationship Manager

Greater Richmond Metro  |  ablackmon@cffc.com | 804-955-4714

Arnold Blackmon serves as Senior Commercial Relationship Manager at C&F with his primary role focused on commercial clients throughout the Bank’s various markets. He has more than 25 years of senior management, leadership and sales experience in the financial services industry.

Experienced and knowledgeable in working capital facilities, equipment financing, owner occupied real estate, commercial and residential acquisition, development and construction financing, treasury management services & financial analysis, Arnold is eager to assist with all stages of clients’ overall strategic growth plans, including financial needs utilizing all types of bank debt financing.

Arnold is a graduate of The Citadel and member of the Homebuilders Association of Richmond and Greater Richmond Area Commercial Real Estate Association. He has also been active in Tuckahoe Little League, the United Way and Habitat for Humanity. Arnold resides in Richmond with his family and enjoys boating, hunting, and fishing.

Mike Gasiorowski,
Vice President Relationship Manager

Greater Richmond Metro  |  mgasiorowski@cffc.com | 804-419-1749

Mike Gasiorowski has been a Commercial Relationship Manager with C&F Bank since 2012. He previously spent eight years learning the banking industry and lending throughout the Chesterfield community for a local community bank. His decision to join C&F was based on the company’s financial strength, customer focus, and employee talent surrounding him. Mike's main focus is to establish relationships with commercial and industrial businesses in the area that are looking for a true relationship with a banker who offers transparency, high ethical values, and works extremely hard on their behalf. His goal is to offer solid advice and lending options to businesses that have a financing need surrounding working capital and asset based lines of credit, owner-occupied and investment RE loans, and equipment loans.

Mike is a proud native of Chesterfield, Virginia, where he enjoys meeting local business owners that have the ambition and opportunity to establish, maintain and grow their businesses. Mike received his B.S. in finance from Liberty University, where he also met his lovely wife Christy. The couple has two wonderful and lively children Jack and Ella. An avid hunter, Mike enjoys spending time with his family and friends, being outdoors, coaching his son's baseball team and playing softball.

Tim Jones, Vice President, Relationship Manager

Greater Richmond Metro  |  tjones@cffc.com | 804-955-4711

Tim Jones is Vice President and Commercial Relationship Manager with C&F Bank. He specializes in banking relationships with residential homebuilders and developers, as well as commercial investment property managers and developers.

Tim joined the C&F team in 2010, where he started his banking career in commercial credit underwriting and portfolio management, with a focus on real estate lending. He has a strong attention for detail and works hard to build productive relationships with his clients. He is also an associate member of the Homebuilding Association of Richmond.

A resident of Richmond, Tim is also a graduate of Virginia Tech’s Pamplin College of Business, where he earned his bachelor’s degree in management. Outside of work, he enjoys golf, basketball, snowboarding, playing music, and spending time with family and friends.

Walter Cart,
Vice President Relationship Manager

Powhatan/Greater Richmond Metro  |  wcart@cffc.com | 804-403-2099

A lender with C&F Bank for 12 years, Walter M. Cart, Jr. brings 25 years of banking experience to the team. As a Vice President and Commercial Relationship Manager, Walter stays engaged within his market area of Powhatan, Cumberland, Amelia and Chesterfield Counties through involvement in community business associations and leadership service within local nonprofit organizations.

Experienced and knowledgeable, Walter delivers proven lending results in areas including commercial real estate financing, loans and lines of credit to commercial and industrial companies, equipment and working capital loans, and all other business borrowing needs. Walter is eager to help you with every stage of your financial needs, from a review of finances through financing approval and ongoing assessments.

Walter is a graduate of the Stonier Graduate School of Banking at the University of Delaware and serves on the Board of Directors for the Patrick Henry Memorial Foundation. He is a former member of the Powhatan Chamber of Commerce, Powhatan Rotary Club and American Red Cross. The proud father of two daughters, (Eliza and Eleanor) and one son (Walter Henry), he enjoys horses, farming, historic preservation and hunting.

Keith Gillespie,
Southside Senior Executive

TBD |  kgillespie@cffc.com 

Bio coming soon.

Scott C. Waskey, CFP®, CTP 
Charlottesville Senior Executive

Charlottesville  |  swaskey@cffc.com | 434-529-3302

Scott joined C&F Bank in 2019 as a Senior Commercial Executive for the Charlottesville market and surrounding counties. He has a highly successful track record since 2002 in all areas of commercial and high net worth individual lending. Scott is a graduate of the University of Virginia and has been living and working in the Charlottesville market for over 30 years. Scott also received his Masters in Business Administration from James Madison University. Scott holds both the Certified Financial Planner™ professional (CFP®) and Certified Treasury Professional (CTP) designations.

Scott began his career in Charlottesville in the beverage industry. He subsequently became a Financial Representative with Northwestern Mutual, Vice President, Wealth Management with Wachovia Bank, and prior to joining C&F Bank he was Executive Vice President and Managing Director with Virginia National Bank. He serves on the board of the Ronald McDonald House of Charlottesville, and is the proud father of two daughters, Lauren and Caroline.

Brad Bonney,
Vice President Relationship Manager

Williamsburg  |  bbonney@cffc.com | 757-941-1732

Brad Bonney is an Assistant Vice President and Commercial Relationship Manager with C&F Bank. He specializes in C&I, CRE and A&D lending. His goal is to create long-term trusted relationships with his clients and become an asset for all of their business needs.

Brad joined the C&F team in 2013, where he worked on the commercial credit underwriting team. Prior to joining the Bank, he worked in real estate construction and development. He is a graduate of Virginia Commonwealth University in Richmond, VA where he earned a Bachelor of Science and a MBA. Brad resides in Williamsburg with his wife, Caitlin, and they enjoy traveling together, spending time on the James River and hiking the Blue Ridge mountains whenever possible.

Philip Hager,
Richmond Senior Executive

Chester  |  phager@cffc.com | 804-414-3277

Phil serves as the Senior Executive for the Richmond market with a highly successful track record over the last 25-years in all areas of commercial lending focusing primarily on C&I and Owner Occupied Real Estate. Phil is a graduate of the University of Virginia and has been working in the Richmond market, in commercial banking, since graduation.

While at his former institutions, over the last 25-years, EVB/Sonabank, M&T Bank, First Union, BB&T and Bank of America, he has served as a Credit Analyst, Business Services Officer, Market President, Central Virginia Team Leader and prior to joining C&F Bank, he was the Director of Commercial and Industrial Banking/Senior Commercial Team Leader at Eastern Virginia Bancshares/Sonabank.

David A. Howard,
Richmond Senior Executive

Richmond  |  dhoward@cffc.com | 804-955-4703

David A. Howard is the Senior Commercial Real Estate Executive of the Central Virginia market for C&F Bank. Dave has over 30 years’ experience at national and community banks, commercial mortgage and investment banking firms including most recently at TowneBank, Atlantic Mortgage Capital and SunTrust Robinson Humphrey. His expertise includes portfolio management, sourcing and arranging construction, bridge and permanent/CMBS debt as well as mezzanine debt and equity to complete the capital stack for commercial real estate developers and investors.

Dave is a member of the Richmond Real Estate Group, current member and former President of The Greater Richmond Association of Commercial Real Estate (GRACRE), member of the Virginia Commonwealth University Real Estate Circle of Excellence and is current Chairman of the Board of Directors of Virginia Voice. He also holds a Virginia Real Estate Brokers license.

He attended The Ohio State University, has a BBA in Finance and Real Estate from the University of Texas/Arlington and post graduate classes through the Appraisal Institute and VCU.

Dave has two grown children and one grandchild. He enjoys boating and fishing, snow skiing, hiking, golf, live music and travel.

Yitzy Klestzick,
Business Banking Relationship Manager

Downtown Richmond Financial Center |  yklestzick@cffc.com | 804.640.6464

Yitzy Klestzick is a Business Banking Relationship Manager at C&F Bank. He has 8+ years of experience working in banking and investment lending and has been with C&F as business credit analyst for the last 4 years. Surrounded by the Bank’s talented senior credit staff, he was able to strengthen his skills in comprehensive underwriting and proper deal structuring and has recently transitioned to become a Business Banking Relationship Manager.

Yitzy’s focus is trying to understand the customer’s goals, and deepening the personal and banking relationship. His lending expertise and focus includes loan amounts of $1,000,000 or less, and financing for owner occupied commercial real estate, investment properties, equipment loans, operating lines of credits and more. He has a clear approach to lending with an emphasis on expedient communication of loan decisions.

His parents moved to Richmond shortly before Yitzy was born making him a true “native Richmonder”. He completed most of his schooling in Richmond, however the most memorable year of his life was when he was accepted into an oversees program through Yeshiva University where he spent a year studying Talmudic Law in Jerusalem, Israel. His passion is his love for family, mainly his wife Deena, and 2 children Aryeh and Emmy. In his spare time he enjoys playing golf, basketball and spending quality time with friends.

Jeff James,
Business Banking Relationship Manager

Williamsburg  |  jjames@cffc.com | 757-741-2301

Jeff James is an Assistant Vice President and Business Banking Team Manager with C&F Bank. He specializes in helping Small Businesses reach their financial goals through the development of trusted partnerships and a focus on providing financing options for working capital, owner-occupied and investment real estate, equipment needs, and buyouts.

Jeff has worked as a Community Banker in various capacities since 2008. Prior to joining the C&F Business Banking Team in 2019 he worked in a variety of roles including time spent as a Commercial Credit Analyst, Loan Review Officer, and Commercial Relationship Manager. He is a life-long resident of Williamsburg and a 2008 graduate of the University of Mary Washington where he earned a Bachelor of Science in Business Administration. In his spare time, Jeff enjoys spending time with his son, fishing and golfing.

Ben Hall,
Fredericksburg Market Executive

Fredericksburg  |  bhall@cffc.com 

Ben Hall has joined the bank as Fredericksburg Market Executive. He is a graduate of Bridgewater College and the Virginia Bank School of Management, Ben and his extended family have been residents of and leaders in the Fredericksburg business community for many generations.

Dave Herold,
Fredericksburg Commercial Executive

Fredericksburg | dherold@cffc.com | 240-678-9339

Dave Herold joined C&F Bank in December 2021 and specializes in C&I and CRE lending. After graduating from the University of Virginia in 1982, he spent 5 years in Florida with Southeast Bank, where he completed their year-long “money-center bank” credit training program. He returned to Virginia and spent 15 years with Central Fidelity Bank, later to become Wachovia Bank. He temporarily left banking for a 12-year stint in the building industry in Northern Virginia, where he served as a Project Manager and Department Supervisor.

The 12-year commute up I-95 from Fredericksburg to Northern Virginia was a challenge, and in 2013, he returned to banking in Fredericksburg, spending 9 years with Virginia Community Bank later to become Blue Ridge Bank, before joining C&F. He has been a resident of Fredericksburg for the past 23 years. He met his wife Tammye during his early days in Florida, and has been married for 34 years, with 3 kids, Colby, Taylor and Lawson. He is a member of the Fredericksburg Rotary Club where he is slated to become President next year. He is also on the Board of the Spotsylvania Lions Club. He loves golf and snow skiing and is an avid cycling enthusiast. His favorite trek is the 52-mile Capital Bike Trail from Richmond to Jamestown and he readily admits that he preaches ad nauseum to anyone who will listen to him about the incredible benefits of cycling.

Charlottesville Commercial Lending

304 E. Main Street  |  Charlottesville, Virginia 22902  |  Map It

Lobby Hours
M-F: 8:30am-5pm

Downtown Richmond Commercial Lending

301 S 10th Street | Richmond, VA 23219  |  Map It

Lobby Hours
Mon -Th: 9 a.m. - 5 p.m.
Friday: 9 a.m. - 6 p.m.

Williamsburg Commercial Lending

5208 Monticello Ave.  |  Williamsburg, Virginia 23188  |  Map It

 There are no tellers at this location for check cashing.

Lobby Hours
M-F: 8:00am-5pm

Christopher Spillare,
Treasurer

cspillare@cffc.com | 757-741-2243

Christopher A. Spillare is a Senior Vice President and Treasurer with C&F Bank, responsible for overall liquidity, interest rate risk and balance sheet management. Additionally, he leads C&F Bank’s Treasury Solutions Department, a division of C&F Bank focused on treasury management and deposit services for commercial and small business customers.

Chris has over 20 years of banking experience, including becoming C&F Bank’s first Treasurer in 2007. He earned a Bachelor of Science in finance from the Pamplin College of Business at Virginia Tech and a Master of Business Administration from the Goizueta Business School at Emory University. He is a Chartered Financial Analyst (CFA) charterholder and holds the Certified Treasury Professional (CTP) designation.

Anita Hazelwood,
Treasury Solutions Consultant

ahazelwood@cffc.com | 757-741-2244

Anita Hazelwood is a Vice President and Treasury Solutions Consultant with C&F Bank. Her expertise is working with municipalities and corporate businesses as an advisor recommending treasury products and services to meet their business needs. She is a dedicated treasury management partner focused on the client’s needs through active listening, attention to detail and willingness to find creative solutions for businesses treasury solutions needs.

With over 30 years of banking experience at C&F Bank in business and retail banking, consumer and commercial lending, and merchant and credit card portfolio management to include marketing, risk management, systems and operations, Anita is proud of the financial strength and customer focus which C&F Bank espouses.

Anita holds certification of completion from RMA Commercial Lending School at East Carolina University in Greenville, North Carolina along with additional certifications of continuing professional studies at local community colleges. She is a member of the Association of Financial Professionals.

A native of the Hampton Roads region in southeast Virginia, Anita resides in James City County with her husband, their three dogs and one cat. She enjoys trips to the mountains and the beach, enjoying good food and conversation with family and friends, and gardening.

Lauren Radabaugh,
Treasury Solutions Consultant

lradabaugh@cffc.com | 757-741-2244

Assistant Vice President and Treasury Solutions Consultant Lauren Radabaugh has served in a variety of roles since joining C&F Bank in 1999, including branch management and support, training, operations and audit. Lauren is responsible for acquiring new small business treasury management relationships as well as developing existing relationships through C&F Bank’s retail branch network. Her mantra is to provide solutions and efficiencies to business owners, enabling them to spend more time growing business and less time behind the scenes managing day-to-day operations. Lauren enjoys finding customized solutions and products that increase productivity and revenues.

Lauren attended Virginia Commonwealth University where she studied business administration and psychology. A native of Middlesex County, she is very active in her community, earning recognition as the 2014 Middlesex County Public Schools Navigator of the Year. In addition, she was the recipient of the 2013 C&F Gives Back Breakthrough Award for community service.

Lauren also volunteers for the following organizations: Middlesex Colts Youth Football & Cheerleading Organization, Middlesex High School Athletic Boosters Club, Middlesex High School Syd Thrift Athletic Complex Alumni Association, and St. Clare Walker Middle School and Middlesex High School Technology Student Associations.

In her free time, Lauren has fun traveling and experiencing new activities with family and friends. You can expect her sideline cheering to be among the loudest at sports events and academic competitions, whether local or professional, but especially when her twin teenage sons are competing.

Mary Moniz,
Treasury Solutions Consultant

Mmoniz@cffc.com | 757-741-2244

Mary Moniz is a Vice President and Treasury Solutions Consultant with C&F Bank, responsible for acquiring new commercial treasury management relationships and developing existing relationships in the Richmond market. Passionate about helping businesses save time and money, she is committed to providing an outstanding client experience while delivering only the most appropriate banking solutions to her clients.

Mary is based in C&F Bank’s Downtown Richmond Financial Center and holds the Certified Treasury Professional (CTP) designation. The majority of her 30 years of banking experience have been spent working directly with businesses in the Richmond market. She has worked in a variety of business banking roles, including business banking, dealer finance, merchant services and treasury management.

A resident of Midlothian, Mary is active in her community. In her free time she enjoys spending time with her family.

Jennifer Willner,
Treasury Solution Consultant

jwillner@cffc.com | 757-741-2244

With 13 years of banking experience, Jennifer Willner has been with C&F Bank since 2009..

Jennifer focuses on assisting small businesses with achieving their full potential. She is passionate about her involvement in the Chesterfield County area and strives to grow personal and business relationships.

Jennifer focuses on assisting small businesses with achieving their full potential. She is passionate about her involvement in the Chesterfield County area and strives to grow personal and business relationships.

Paula Dean,
Treasury Solutions Consultant

pdean@cffc.com | 757-741-2244

Paula Dean is a Vice President and Treasury Solutions Consultant with C&F Bank. She has gained vast expertise during 35+ years in various departments throughout C&F including marketing, risk management, systems, compliance, operations, and retail banking. In 2012, she joined the Treasury Solutions team as an Account Manager and later transitioned to Consultant.

With a total focus on her clients, Paula is determined to help businesses find solutions through strategic abstract thinking and attention to detail. She excels at becoming a partner and advocate for business owners, concentrating on building relationships with customers to identify opportunities and assist in building efficiencies as a trusted partner.

Paula’s work and life experiences have provided her the ability to work with various clients, making her a resource they seek for guidance and ongoing support. In her free time, she enjoys traveling, adventure, and spending time with family and friends.

Bobbie Washington,
Account Manager

bwashington@cffc.com | 757-741-2244

Bobbie Washington is a Vice President and Treasury Solutions Account Manager at C&F Bank. She is a client-focused teammate, responsible for servicing treasury management relationships for implementation, training, and ongoing support of treasury products.

Bobbie earned a Bachelor of Science in business administration from Old Dominion University. In the banking industry for over 29 years, she has served in accounting, branch operations, deposits, electronic banking and treasury solutions. An Accredited ACH Professional (AAP) and Certified Treasury Professional (CTP), Bobbie is passionate about treasury products and draws from her experience and expertise to find solutions for clients.

Raised in Norfolk, Virginia, Bobbie has spent the last 22 years residing in Hampton, where she enjoys spending time with her family and friends. She also enjoys participating in community service, nature walks and traveling.

Renee Cokes,
Account Manager

rcokes@cffc.com | 757-741-2244

Renee Cokes is a Treasury Solutions Account Manager with C&F Bank. She works directly with local businesses to help them with their treasury service needs.

Prior to her work with C&F, Renee had a successful career in financial services for over 20 years. Through her work in retail banking, human resources, lending, and operations, Renee has worked with community banks and their clients to reach their financial goals. In her most recent work, Renee managed program-related investments in the impact investing space, unlocking capital in underserved communities.

Renee is a graduate of Virginia Commonwealth University with a degree in Finance. In her spare time, she enjoys game nights with her family, entertaining, and volunteering in Richmond.

Anje Chandler,
Customer Service Specialist

achandler@cffc.com | 757-741-2244